Washington, DC 20549


Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 14, 2004

Federal National Mortgage Association
(Exact name of registrant as specified in its charter)

Fannie Mae

Federally chartered corporation
(State or other jurisdiction
of incorporation)
File Number)
(IRS Employer
Identification Number)
3900 Wisconsin Avenue, NW
Washington, DC

(Address of principal executive offices)
(Zip Code)

Registrant’s telephone number, including area code: 202-752-7000

(Former Name or Former Address, if Changed Since Last Report): ________________

     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))



Item 8.01. Other Events.

     On October 14, 2004, Fannie Mae (formally the Federal National Mortgage Association) issued a news release regarding its release of third quarter 2004 financial information. A copy of the news release is furnished herewith as Exhibit 99.1 to this report and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

     (c) Exhibits. The exhibit index filed herewith is incorporated herein by reference.




     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

    By    /s/ Ann M. Kappler

        Ann M. Kappler
        Senior Vice President and General Counsel

Date: October 15, 2004




     The following exhibit is submitted herewith.

Exhibit Number   Description of Exhibit
  October 14, 2004 News Release.



Exhibit 99.1

    news release
Media Hotline: 1-888-326-6694
Consumer Resource Center: 1-800-732-6643
  Janis Smith
  October 14, 2004

Statement from Jayne Shontell
Senior Vice President, Investor Relations
Fannie Mae

Fannie Mae will be releasing its September Monthly Summary, an unaudited review of business volumes, composition and interest rate risk measures, on October 20. Fannie Mae will issue its Third Quarter 2004 Earnings Press Release when it files a Quarterly Report on Form 10-Q for the period ended September 30, 2004. The SEC’s filing deadline for the Form 10-Q is November 15, 2004, which is the deadline for non-accelerated filers under the Securities Exchange Act of 1934. The company will actively seek to file within this timeframe.

# # #

Fannie Mae is a New York Stock Exchange company and the largest non-bank financial services company in the world. It operates pursuant to a federal charter and is the nation’s largest source of financing for home mortgages. Fannie Mae has pledged through its “American Dream Commitment” to expand access to homeownership for millions of first-time home buyers; help raise the minority homeownership rate to 55 percent; make homeownership and rental housing a success for millions of families at risk of losing their homes; and expand the supply of affordable housing where it is needed most. Since 1968, Fannie Mae has provided $6.3 trillion of mortgage financing for 63 million families. More information about Fannie Mae can be found on the Internet at http://www.fanniemae.com.

Style Usage: Fannie Mae’s Board of Directors has authorized the company to operate as “Fannie Mae,” and the company’s stock is now listed on the NYSE as “FNM.” In order to facilitate clarity and avoid confusion, news organizations are asked to refer to the company exclusively as “Fannie Mae.”